Bill Kearney is Managing Director and a Business Development Officer of White Oak Commercial Finance, LLC. Mr. Kearney is responsible for originating transactions throughout the Southeast region and directs the firm’s newly established national retail strategy. He brings thirty-plus years of experience to the firm with expertise in asset-based and cash flow lending. Mr. Kearney was most recently with Encina Business Credit where he served as a Senior Managing Director. Prior to joining Encina, he held positions at CIT Group, Wachovia, Deutsche Financial and Bank Boston where he originated both senior and junior capital opportunities.