Equipment lending provides financing against revenue-generating equipment and other physical personal property. White Oak customizes lease payments, interest rates and amortization schedules on a case-by-case basis. Underwriting focuses on the value of the equipment over the life of the transaction. Financings typically range in size from $10 million to $120 million, with maturities of one to five years. White Oak also provides vendor finance programs, such as for healthcare equipment and technology.
White Oak Equipment Finance (“WOEF”) is focused on credit-driven financing opportunities for a wide range of companies, particularly those who may have elevated leverage, who are generally larger scale enterprises, and those who may not fit within standard bank underwriting guidelines.