Mr. Hyams serves White Oak as a Managing Director of White Oak Healthcare Finance, with primary responsibility for underwriting and portfolio management.  Mr. Hyams is an experienced finance professional dealing exclusively with the healthcare industry for over 24 years.  He previously served as a co-founder of Healthcare Finance Group (“HFG”) in 2000, assuming the role of Chief Credit Officer, while also serving as a member of the Board of Directors.  The company grew substantially over the next 13 years, reaching total lending commitments of nearly a billion dollars while maintaining a record of no credit losses.  At HFG, Mr. Hyams was responsible for all facets of both asset based and cash flow loans, including direct management of all workouts and bankruptcies.  He managed both the portfolio management and due diligence groups and also played a key role in the development of the proprietary healthcare receivable tracking system used to manage client loans at HFG.  Prior to HFG, Mr. Hyams held due diligence and account management roles at CIT’s Factoring Group and completed the formal bank credit training program at Manufacturers Hanover Trust.  Mr. Hyams also served as a vice president at Daiwa Securities America and was instrumental in helping to build that firm’s healthcare finance business.  Mr. Hyams holds a B.S. from State University of New York at Binghamton.