White Oak’s Commercial Property Assessed Clean Energy (C-PACE) product is a unique way to finance your energy efficiency, renewable energy, water conservation, and other improvements to commercial properties. What makes C-PACE different from a traditional loan is that users repay their project costs (over the useful life of the improvements – up to 30 years) through property assessments that are invoiced as an additional line item on your property tax bill. The C-PACE obligation is tied to the property only – There are no personal or parent company guarantees needed – and may transfer with property ownership if the buyer agrees to assume it.

White Oak partners with local governments to make C-PACE financings happen, so you can work directly with us to set PACE financing terms that meet your unique needs. With C-PACE, we can finance 100% of your project’s costs (up to 30% of your property’s appraised value), including soft costs such as engineering studies and transaction expenses. We will guide you through the process and provide efficient execution to get your project funded.