White Oak’s supply chain finance product finances the supply chain gap, which reduces international trade risk to suppliers and increases business between foreign suppliers and U. S. importers. It provides complimentary international trade document management services and can arrange other ancillary services to importers and exporters, including inspection, cargo and marine insurance, door-to-door logistics, credit guarantee and collections. Foreign suppliers generally receive customer credit coverage and reduced working capital requirements, while being paid 100% immediately, without recourse and upon shipment. U. S. based importers receive open account terms for periods up to 120 days from the bill of lading date, aiding in improved working capital management and payment flexibility. The product acts as a flexible instrument to improve availability of working capital in a transparent structure that offers streamlined administrative processes.