EQUIPMENT LEASING & FINANCING

Equipment lending provides financing against revenue-generating equipment and other physical personal property. White Oak customizes lease payments, interest rates and amortization schedules on a case-by-case basis. Underwriting focuses on the value of the equipment over the life of the transaction. Financings typically range in size from $10 million to $120 million, with maturities of one to five years. White Oak also provides vendor finance programs, such as for healthcare equipment and technology.

LOAN PRODUCTS

  • Equipment Financing
  • Equipment Leasing
  • Equipment Lease Financing

ASSET EXPERTISE

  • Manufacturing and processing equipment
  • Transportation equipment, including trucks, tractors and trailers
  • Aircraft
  • Medical/healthcare equipment
  • Other revenue-generating assets

SECTOR EXPERTISE

  • Transportation
  • Manufacturing
  • Healthcare
  • Construction
  • Mining
  • Aviation
  • Food Processing
  • Oil & Gas

White Oak Equipment Finance (“WOEF”) is focused on credit-driven financing opportunities for a wide range of companies, particularly those who may have elevated leverage, who are generally larger scale enterprises, and those who may not fit within standard bank underwriting guidelines.

SOLUTIONS

  • True lease financings with residuals
  • Full payout leases
  • Discounting of major vendor and other third party paper
  • Structured lease investments

INVESTMENT TARGETS

  • Transaction hold positions ranging from $10 million to $100 million+
  • Larger scale companies with recurring and defensible cash flows
  • Equipment material to ongoing operations
  • Locations may include domestic and foreign

EQUIPMENT

  • Opportunistic; no predetermined exclusions
  • Telecom, enterprise storage, and other enterprise computing assets
  • Software EULAs from major licensors
  • Sale leasebacks of existing assets/facilities
  • Progress fundings of equipment with extended build times

BUSINESS PRACTICE

  • No brokering; WOEF is a funding source and not a lease broker
  • WOEF is committed to the highest standard of clarity and customer-orientation in its lease documents
Richard Petrucci
White Oak Equipment Finance
(415) 549-2933
rpetrucci@whiteoakef.com