ASSET-BASED LENDING

Asset-Based Lending (ABL)
Power your business with flexible funding secured by your existing assets.
Unlock working capital at every stage.
If your company has strong performing receivables, inventory, or fixed assets and needs funds for anything from purchasing raw materials to funding acquisitions, White Oak can help. We’re the partner with the Asset Based Lending (ABL) expertise and ready capital — up to $250 million — you need to maximize liquidity and invest in growth.
Key benefits of ABL
Greater Flexibility
ABL requires less covenants than traditional loans
Seasonal Adjustments
Provides timely cash flow based on your business model
Scales with You
Financing can be structured as a revolving line of credit or term loan that grows with your needs
Solutions designed for your unique needs.
ABL Revolvers & Term Loans
FILO & Stretch Facilities
Inventory Financing
Invoice Discounting
US Import/Export Facility
Supply Chain Financing
Eligible Collateral
Intellectual Property
Inventory
Accounts Receivable
Real Estate
Machinery & Equipment
Advance Rates Available
Up to 95% of Eligilble A/R
Up to 70% of Appraised Real Estate
Up to 85% of Appraised M&E NOLV
Up to 100% of Appraised Inventory NOLV
Loan Maturity Range
3 to 5 years
"White Oak’s has been a pleasure to work with, and we’re optimistic that our relationship will expand in the years ahead." White Oak Client
The White Oak Advantage:
White Oak proudly helps companies across North America, Europe, and Australia achieve their cash flow and growth objectives with our industry know-how and hands-on guidance.
Recent Deals
$99.5m
Intl. ABL | Term Loan
Global Baby Products
£90m
FILO
Steel Production | Distribution
$25m
ABL Acquisition
e-Commerce | Women's Apparel
$50m
ABL
Media & Advertising Company
Put our expertise, and your assets, to work for your business.
Thomas Otte
Chairman & Partner
White Oak Commercial Finance, LLC
totte@whiteoakabl.com
Neil Jones
Head of Sales – ABL
White Oak Commercial Finance Europe
(+44) 7812-519992
neil.jones@whiteoakeurope.com
Find out what White Oak can do for you.

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